by John Wierenga | Jan 30, 2024 | Budget
Investors: Beware of the Herd If you’ve ever seen it, it’s one of those things you’ll never forget – the mass migration of hundreds of thousands of wildebeest moving across the plains of Africa in search of a fresh feeding area. It’s magnificent to watch. Of course,...
by John Wierenga | Jan 23, 2024 | Budget
Determining Your Risk Tolerance. Perhaps the most important factor in formulating your investment plan is your risk tolerance; that is, the amount of risk you’re willing to assume to achieve your most important objectives. More precisely, your risk tolerance is based...
by John Wierenga | Jan 16, 2024 | Budget
Your Protection Strategy Needs a Legal Foundation. Any protection strategy that focuses only on insurance can leave you and your family vulnerable to the threat of a legal system that doesn’t necessarily share your objectives. Absent specific, court-sanctioned...
by John Wierenga | Jan 9, 2024 | Budget
Asset Allocation = Risk Allocation. While the current stock market boom has some people rejoicing it doesn’t appear as though their level of anxiety has abated much. Investors sometimes have short memories, but a stock market rally is not likely to make people forget...
by John Wierenga | Oct 24, 2023 | Budget
At the core of any successful financial enterprise, be it a household or a business, is a sound and effective budget plan that is used to drive all cash flow decisions, large and small, on a daily basis. Businesses have profit goals, and families have savings goals,...