by John Wierenga | Jan 30, 2024 | Budget
Investors: Beware of the Herd If you’ve ever seen it, it’s one of those things you’ll never forget – the mass migration of hundreds of thousands of wildebeest moving across the plains of Africa in search of a fresh feeding area. It’s magnificent to watch. Of course,...
by John Wierenga | Jan 23, 2024 | Budget
Determining Your Risk Tolerance. Perhaps the most important factor in formulating your investment plan is your risk tolerance; that is, the amount of risk you’re willing to assume to achieve your most important objectives. More precisely, your risk tolerance is based...
by John Wierenga | Jan 16, 2024 | Budget
Your Protection Strategy Needs a Legal Foundation. Any protection strategy that focuses only on insurance can leave you and your family vulnerable to the threat of a legal system that doesn’t necessarily share your objectives. Absent specific, court-sanctioned...
by John Wierenga | Jan 9, 2024 | Budget
Asset Allocation = Risk Allocation. While the current stock market boom has some people rejoicing it doesn’t appear as though their level of anxiety has abated much. Investors sometimes have short memories, but a stock market rally is not likely to make people forget...
by John Wierenga | Oct 24, 2023 | Budget
At the core of any successful financial enterprise, be it a household or a business, is a sound and effective budget plan that is used to drive all cash flow decisions, large and small, on a daily basis. Businesses have profit goals, and families have savings goals,...
by John Wierenga | Oct 22, 2023 | Budget
With credit card interest rates ranging between 11 to 22%, it’s no wonder people are looking for alternative ways to handle and pay off their credit card debt. This is where a personal loan might come into play. Using a personal loan to pay off your credit card debt...
by John Wierenga | Oct 15, 2023 | Budget
Based on the latest statistics, identity thieves and cyber-fraudsters are stopping at nothing in their pursuit of your sensitive information and your money. According to Anti-Phishing Working Group Inc., phishing attacks are increasing at an alarming rate, with as...
by John Wierenga | Oct 8, 2023 | Budget
Are you really on track to your retirement goals? Amidst the more obvious lingering effects of a sluggish economy, such as slow job growth, decreasing incomes, low interest rates and shaky consumer confidence, there lurks a more insidious threat which, thus far, has...
by John Wierenga | Oct 1, 2023 | Budget
It’s a presidential election year and with that comes the invariable stock market correlations seeking to predict election results or forecast the market’s direction. On one hand, the performance of the stock market during the two months leading up to the election has...
by John Wierenga | Sep 24, 2023 | Budget
Businesses of all types are taking advantage of the enormous potential of social networking sites for business development, customer communications and public relations. The largest networking site, Facebook, has over 1.6 billion users which present a business with a...