by John Wierenga | Jul 9, 2023 | Budget
Are investors their own worst enemy? Sometimes, this is the case. Nearly all of the mistakes made by investors can be attributed to their behavior which is typically dictated by their emotions. Fear and greed have a way of driving even the most rational people to make...
by John Wierenga | Jul 2, 2023 | Budget
Financial decisions are made easy with clearly-defined goals. One of the best illustrated instances of indecision occurs in the story of Alice in Wonderland in which Alice comes to a fork in the road and must choose a path to continue her journey. She seeks the advice...
by John Wierenga | Jun 25, 2023 | Budget
Many would suggest that, in a digitally wired world in which information travels at light speed to all corners, the investment playing field has been leveled between individual investors and institutions. In reality, however, the incessant noise and information...
by John Wierenga | Jun 18, 2023 | Budget
In the realm of financial planning, time is our most valuable asset. Understanding the money value of time is essential to achieving your financial goals. Time is available to all of us, providing each individual with the same opportunity to optimize its value in...
by John Wierenga | Jun 11, 2023 | Budget
One of the biggest decisions many clients face is what to do with their 401k plan when they leave their employer. There is no clear cut answer as to whether you should roll over your 401k plan to an self-directed IRA (which will be later called a “rollover IRA”),...
by John Wierenga | Jun 4, 2023 | Budget
Investors are prone to many behavioral mistakes that can cost them dearly. Trying to time the market, trying to pick the winners, chasing returns, trying to go it alone are among the most common. But the one that can inflict the most damage over a period of time is...
by John Wierenga | May 28, 2023 | Budget
Vigilance and Diligence are Your First Defense Against Fraudsters and Identity Thieves. There can never be enough law enforcement to protect everyone from those who are intent on perpetrating scams or frauds. At any one time, there are thousands of operators posing as...
by John Wierenga | May 22, 2023 | Budget
Do You Have a Debt Wish? What Happens to Your Debt after Death. Many people deal with credit card debt all of their lives with most of them giving little or no thought to what happens with their debt after they die. The fact that nearly 60% die without a will is a...
