by John Wierenga | Apr 23, 2024 | Budget
It’s an unfortunate sign of the times as an increasing number of adult children, caught in the convergence of a sluggish economy, a slow job market, and tight lending, are turning to the Bank of Mom and Dad for financial help. Moreover, as much as parents would do...
by John Wierenga | Apr 16, 2024 | Budget
Will you be psychologically ready to retire? If you’re approaching retirement, you probably have a checklist for your countdown to the big day. Do I have enough saved for a long, financially secure retirement? Check. Did I file the right paperwork at the office?...
by John Wierenga | Apr 9, 2024 | Budget
When you have excess cash flow and assets to invest, you can choose from a vast number of different types of investments. This can be a daunting task. There are so many options, and in many cases, they’re very complex. In addition to understanding how different...
by John Wierenga | Apr 2, 2024 | Budget
Turn on the prime-time news on any given day. Pull up your favorite newspaper on your tablet. No matter how you get your news, chances are good that one of the top stories will relate to emerging risks around the world. It might b strife in the Middle East. Or...
by John Wierenga | Mar 26, 2024 | Budget
With more than 10,000 Baby Boomers crossing the retirement threshold every day, the Social Security check-writing machine has kicked into overdrive. Following a tumultuous decade in which pre-retirees and retirees saw their 401k plans rocked by two stock market...
by John Wierenga | Mar 19, 2024 | Budget
Looking to implement a financial plan? For most people, this includes making decisions with the long term in mind. However, the definition of “long term” tends to vary. It can depend on factors like age and individual and family goals. However, it’s safe...
by John Wierenga | Mar 5, 2024 | Budget
Zeroing In On Mutual Fund Expenses. Investment options continue to expand and competition for investment dollars increases. In light of this, the mutual fund industry is coming under increasing scrutiny for the expenses charged in many mutual funds. With the advent of...
by John Wierenga | Feb 27, 2024 | Budget
The Infidelity of Financial Affairs. For centuries we’ve known that men are bigger cheaters than women. It seems that men, by their very nature, are more inclined to hide their infidelities and risk their relationships. Now we learn that women can be bigger...
by John Wierenga | Feb 20, 2024 | Budget
Why Bear Markets Shouldn’t Matter for Baby Boomers or any Investors. The ever-present and incessant chatter of the financial media has Baby Boomers anxiously pinned to their TVs, computers, smartphones, and investment magazines as the so-called experts prognosticate...
by John Wierenga | Feb 6, 2024 | Budget
What’s Your Risk Management Plan? Most people couldn’t bear the financial hardships resulting from unexpected events, such as a major house fire, a car accident, a disability, or the premature death of a family breadwinner, which is why the most important component of...
